Alzoubi, Saddam, and Mohammad Alafeef. “The Impact of Electronic Banking Services on the Profitability of Commercial Banks:An Applied Study on Jordanian Commercial Banks”. The Arab Journal of Administration 43, no. 3 (September 1, 2023): 253–272. Accessed December 28, 2025. https://ajajournal.org/aja/article/view/193.